Terms and Conditions for Virginia Recovery Solutions Inc.

Effective Date: April 4, 2025

Welcome to Virginia Recovery Solutions Inc. (“we”, “us”, “our”). Here, we explain important information about using our services and website. By using any part of our website or services, you agree to follow these Terms.

1. Description of Services

Virginia Recovery Solutions Inc. offers services such as:

• Surplus fund recovery, which helps you get money that may be owed to you after a foreclosure or tax sale.
• Excess proceeds claim processing, where we assist in claiming funds left after a property is sold for more than the owed amount.
• Debt collection and recovery, which involves collecting debts owed to our clients.

Our goal is to help clients recover money that should be theirs by rights or to collect debts for our clients.

2. Eligibility

To use our services, you must be at least 18 years old. By using our services, you confirm all the information you provide is true, accurate, and complete.

3. Service Agreement

When you choose to work with Virginia Recovery Solutions Inc., you might be required to sign a service agreement. This will detail the work we will do, any fees that apply, and the permissions you give us. If you decide to proceed, you agree to sign and return this agreement.

4. Payment Terms

We generally work on a contingency fee basis, meaning we collect a fee only if we successfully recover funds for you. The percentage of this fee will be specified in the agreement you sign. Unless stated otherwise, you won’t need to pay anything upfront.

5. Legal Compliance

We adhere to all legal requirements, which include:

• The Fair Debt Collection Practices Act (FDCPA), which governs the way we collect debts.
• Specific state regulations for surplus and excess fund recovery.
• Privacy and data protection laws to keep your information safe.

6. No Guarantee

We cannot promise any specific outcome. There are no guarantees on the amount of money that might be recovered or how quickly it will happen.

7. Limitation of Liability

We are not responsible for:

• Missed deadlines because of delays on the client’s part.
• Incomplete or wrong documents provided by clients.
• Legal restrictions that prevent releasing funds.
• Any indirect, incidental, or unexpected damages.

8. Privacy and Data Use

Any information we collect will solely be used for purposes related to our services. We may collect, store, and handle information necessary for recovering funds or debt collection. For detailed information, check our Privacy Policy.

9. Termination

We have the right to terminate services at any time for reasons that include breaking these Terms or providing false or misleading information.

10. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia. Any disputes may be resolved through arbitration or local courts, depending on state and local laws.

11. Contact Information

For any questions about these Terms and Conditions, you may contact us at:

Virginia Recovery Solutions Inc.

• Mailing Address: 8956 Dahlgren Ridge Rd, Manassas, VA, 20111
• Email: support@virginiarecoverysolutions.com
• Phone: (917) 464-5658